APTUS

- Investor/Analyst Meeting Schedule - Meeting Date: August 24, 2026 - Investor/Analyst: Arohi Asset Management - Type of Meeting: Physical (One-on-One) - Venue: Chennai

- Aptus Value Housing Finance India Limited announced the availability of the transcript for its Earnings Conference Call for the first quarter ended June 30, 2026. - The transcript is available on the company's website.

- The 17th AGM was held on August 04, 2026. Shareholders adopted FY26 financials and approved re-appointment of an Independent Director, borrowing limits, NCDs, and ESOPs. - Management highlighted strong FY26 performance (AUM ▲21%, PAT ▲26%) and guided for 22-24% AUM growth in FY27.

- Clarification issued regarding an inadvertent statement made during the August 01, 2026 Earnings Call. - Initial statement incorrectly cited NHB funding rate as 8.20%-8.30%. - Corrected effective NHB funding rate, after applying concessions, is approximately 7.90%.

- Audio recording of the Earnings Conference Call for the first quarter ended June 30, 2026 (Q1 FY27) has been uploaded on the company's website. The call was held on August 01, 2026.

- Board approved the allotment of 25,000 equity shares of Rs. 2/- each on July 31, 2026. - Shares were allotted upon the exercise of stock options by employees under the Aptus Employee Stock Option Scheme, 2021. - The paid-up share capital increased from Rs. 1,00,15,85,472 to Rs. 1,00,16,35,472.

- AUM ₹13,648 Cr vs ₹11,267 Cr (▲21% YoY) - Disbursements ₹1,053 Cr vs ₹775 Cr (▲36% YoY) - Net Income Margin ₹441 Cr vs ₹370 Cr (▲19% YoY) - Net Profit ₹261 Cr vs ₹219 Cr (▲19% YoY) - Gross NPA 1.7% vs 1.5% (▲21 bps) - Net NPA 1.3% vs 1.1% (▲17 bps) - RoA 7.80% vs 7.93% (▼13 bps) - RoE 20.35% vs 20.09% (▲26 bps) - Company maintains FY27 AUM growth guidance of 22-24% and guidance on spreads, operating and credit costs.

- Consolidated Revenue ₹600.29 Cr vs ₹520.26 Cr (▲15.38% YoY) - EBITDA ₹491.89 Cr vs ₹439.22 Cr (▲11.99% YoY) - PAT ₹260.94 Cr vs ₹219.25 Cr (▲19.01% YoY) - EBITDA Margin 81.94% vs 84.42% (▼248bps)