BAJAJHFL

- Bajaj Housing Finance Ltd allotted 75,000 Secured Redeemable Non-Convertible Debentures (NCDs) aggregating to ₹750 crore on a private placement basis. - The NCDs have a coupon rate of 7.79% p.a., with allotment on August 20, 2026, and maturity on August 20, 2031. - These debentures are proposed to be listed on the Wholesale Debt Market Segment of BSE Limited.

- Analyst/Institutional Investor Meetings Scheduled - Dates: August 24, 25, and 26, 2026 - Venue: Singapore (August 24 & 25) and Hong Kong (August 26) - Mode: Physical Group Meet with institutional investors

- Bajaj Housing Finance Limited (BHFL) provided an Investor Day Presentation updated till June 2026. - The Home Loans industry grew 12.9% CAGR (FY20-FY26) and is projected to grow 14-16% till FY28, reaching a portfolio size of ₹60-63 Lakh Cr. - BHFL's Assets Under Management (AUM) grew to ₹140,706 Cr by FY26, achieving a 5-year CAGR (FY21-FY26) of 29%. - Profit After Tax (PAT) reached ₹2,560 Cr by FY26, with a 5-year CAGR (FY21-FY26) of 41%. - BHFL expanded its market share from 1.0% in FY20 to 1.7% in FY26, demonstrating stronger growth than peers. - Key strengths highlighted include improved Opex to NTI, healthy ROA, lowest GNPA, and comfortable leverage. - The company's strategic ambition is to become a large mortgage player, focusing on prime home loans and lease rental discounting for scale.

- Concall Schedule - Concall Date: Thursday, 20 August 2026 - Concall Details: Group meetings with institutional investors/funds at 'Bajaj Finserv Leadership Day 2026' in Pune, Maharashtra (In Person).

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- Bajaj Housing Finance Limited allotted 75,000 Secured Redeemable Non-Convertible Debentures (NCDs) aggregating to ₹753.2837 crore on a private placement basis. - The NCDs, with a 7.53% p.a. coupon, were allotted on August 10, 2026, and mature on September 28, 2029. - They are proposed to be listed on the Wholesale Debt Market Segment of BSE Limited.

- Bajaj Housing Finance Limited received an ESG Rating of "68" from ESG Risk Assessments & Insights Limited. The company noted that it did not engage the agency, and the report was independently prepared based on public data. The communication was received on August 6, 2026.

- FY27 Net Interest Margin (NIM) is expected to moderate by 20-25 basis points from FY26 levels. A further decline of 6-10 bps may be envisaged in Q2 and Q3. - Overall home loan industry growth for FY27 is projected between 9-10.5%, with overall industry demand likely muted compared to prior 11-12% projections. - Operating efficiency is expected to improve, with Opex to Net Income at 19-20% for FY27. - FY27 credit costs are expected at 10-15 basis points, with GNPA in the 30-35 basis points range. - Return on Equity (ROE) for FY27 is expected between 12.5%-13% and Return on Assets (ROA) between 2.1%-2.3%. - Sambhav Housing (affordable segment) is on track to achieve over ₹600 crores in disbursements in the next 9 months. - The company is deploying AI initiatives to improve internal controllership, efficiencies, and customer experience.

- Bajaj Housing Finance Ltd allotted Secured Redeemable Non-Convertible Debentures (NCDs) of ₹1,885.0945 crore on a private placement basis. - Allotment date: August 4, 2026, with a coupon rate of 7.87% p.a. and maturity on August 4, 2036.

- Bajaj Housing Finance received an independently assigned ESG Rating of '77.4' from SES ESG Research Private Limited.

- The 18th Annual General Meeting (AGM) of Bajaj Housing Finance Limited was held on July 29, 2026. All resolutions were passed with the requisite majority. - Key resolutions passed include the adoption of financial statements for FY26, re-appointment of director Rajeev Jain, issue of non-convertible debentures via private placement, and approval of material related party transactions with Bajaj Finance Limited. All passed with over 99% votes in favour.

- Bajaj Housing Finance announced that the conference call regarding the financial results for the quarter ended 30 June 2026 was held on 29 July 2026 at 18:30 hrs (IST). - The presentation and audio recording are available on the company's website.

- The 18th Annual General Meeting (e-AGM) of Bajaj Housing Finance Limited was held on July 29, 2026, via Video Conferencing/OAVM. - Sanjiv Bajaj, Chairman, chaired the meeting, which saw 1396 members attend. - Key resolutions included adoption of FY2026 financial statements, re-appointment of Rajeev Jain, issue of non-convertible debentures, and approval of material related party transactions. - Management highlighted strong performance, robust growth in assets, disbursements, profitability, and a favourable long-term growth outlook.

- Bajaj Housing Finance Limited appointed Shri Vivek Adhav as Senior Management Personnel (SMP) for the role of Chief, Credit – Wholesale Lending. - The appointment is effective August 1, 2026. - Shri Adhav brings extensive experience in corporate and wholesale credit from his previous role at Axis Bank.

- Consolidated Operating Revenue ₹3,063.02 Cr vs ₹2,612.83 Cr (▲17.2% YoY) - EBITDA ₹2,830.05 Cr vs ₹2,371.25 Cr (▲19.4% YoY) - PAT ₹715.28 Cr vs ₹583.30 Cr (▲22.6% YoY) - EBITDA Margin 92.39% vs 90.75% (▲164bps) - Assets under Management grew by 24% YoY. - Company enjoys highest credit rating of AAA/Stable for long-term debt and A1+ for short-term debt.