PNBHOUSING
PNB Housing Finance Limited
NSELast Traded Price
₹1169.9
-8.1 (-0.69%)
Open
₹1174.6
High
₹1189.3
Low
₹1158
Prev Close
₹1178
Industry
Housing Finance Company
Market Cap
30511.45 Cr
Filing History
Recent corporate announcements and filings for PNBHOUSING
Business Update
Neutral
2026-08-27 18:12
- Concall Schedule
- Concall Date: September 03, 2026
- Event Type: Virtual Group Meeting - India Housing & Real Estate
- Mode: Virtual
Business Update
Positive
2026-08-25 17:08
- PNB Housing Finance Limited's credit rating upgraded by ICRA.
- Long-term bank facilities and NCDs upgraded to '[ICRA]AAA/Stable' from '[ICRA]AA+/Stable'.
- The upgrade reflects a strengthening credit profile, improved asset quality, and comfortable capitalization.
Business Update
Neutral
2026-08-24 19:46
- PNB Housing Finance Limited has cancelled the Analyst / Institutional Investors meet scheduled for Tuesday, August 25, 2026, in Gurugram due to certain exigencies.
Routine
Neutral
2026-08-21 19:27
New Filing detected. See link for details.
Ownership
Neutral
2026-08-20 22:48
- PNB Housing Finance Limited allotted 2,13,990 equity shares (INR 10/- each) on August 20, 2026. This was pursuant to the exercise of options/RSUs by employees under ESOP Schemes.
- Consequent to this, the paid-up equity share capital increased to INR 260,80,39,130, consisting of 26,08,03,913 shares.
Business Update
Positive
2026-08-20 18:04
- India Ratings assigned 'IND AAA/Stable' to additional Non-Convertible Debentures (INR 15 billion) and affirmed existing NCDs (INR 44.55 billion) and Bank Loan Facilities (INR 115 billion) with a 'Stable' outlook. The rating reflects strong PNB support, improved profitability, asset quality, and robust capital buffers.
Business Update
Neutral
2026-08-19 23:31
- Investor Meet Schedule
- Investor Meet Date: August 25, 2026
- Event: Citi Connect - Investor Meet (Group Meeting)
- Mode: Physical
- Location: Gurugram
Business Update
Neutral
2026-08-18 23:25
- PNB Housing Finance Limited's MD & CEO, CFO, and Investor Relations Head participated in the Motilal Oswal 22nd Annual Global Investor Conference, 2026 on August 18, 2026, in Mumbai. Discussions covered business strategy, margins, and future outlook. No unpublished price sensitive information was shared.
Business Update
Neutral
2026-08-13 18:17
- Investor Meeting Schedule
- Date: August 21, 2026
- Type: Investor Group Meeting (Physical)
- Location: Gurugram
Business Update
Neutral
2026-08-12 18:33
- Investor Meet Schedule
- Date: August 18, 2026
- Event: Motilal Oswal 22nd Annual Global Investor Conference, 2026
- Type of Meeting: One on One & Group Meeting
- Mode: Physical
- Location: Mumbai
Business Update
Neutral
2026-08-07 12:32
CRITICAL RED FLAG DETECTED
- Management reiterated full year guidance of 18-20% overall loan book growth for FY27 and 50-60% growth in the Affordable loan book.
- Q1 FY27 net disbursements grew 18% YoY to ₹5,882 crores, with expectations for Q2 net disbursements to be 60-70% higher than Q1.
- NIM moderated to 3.50% in Q1 but is anticipated to bottom out and improve from H2 FY27, driven by a favorable portfolio mix change and expected stable cost of funds.
- Asset quality remains robust with Gross NPA at 0.95% as of June 30, 2026, and healthy recoveries resulting in negative credit costs.
- The company targets an ROA of approximately 2.4% for FY27, expecting long-term stability in the 2.3-2.35% range.
- A legacy account was classified as fraud; however, the exposure was fully provided in FY22-23, and no incremental financial impact is expected. Efforts for recovery are underway.
- PNB Housing expects further rating upgrades (ICRA and CRISIL) which are projected to yield around 10 basis points improvement in the cost of funds.
Business Update
Neutral
2026-08-05 10:15
- Audio recording of the conference call held on August 05, 2026, discussing the Un-Audited Financial Results for the quarter ended June 30, 2026, is now available.
- The recording can be accessed via the provided link.
Financials
Positive
2026-08-04 20:09
- Consolidated Revenue ₹2,263.44Cr vs ₹2,076.11Cr (▲9.02% YoY)
- EBITDA ₹2,071.51Cr vs ₹1,931.23Cr (▲7.26% YoY)
- PAT ₹557.34Cr vs ₹533.50Cr (▲4.47% YoY)
- EBITDA Margin 91.52% vs 93.02% (▼150bps)
Financials
Positive
2026-08-04 18:33
- Consolidated Revenue ₹2,265.36Cr vs ₹2,081.87Cr (▲8.81% YoY)
- EBITDA ₹2,071.51Cr vs ₹1,931.23Cr (▲7.26% YoY)
- PAT ₹557.34Cr vs ₹533.50Cr (▲4.47% YoY)
- EBITDA Margin 91.44% vs 92.77% (▼133bps)
Governance
Negative
2026-08-03 19:27
CRITICAL RED FLAG DETECTED
- Ms Valli Sekar resigned from the position of Chief Business Officer (Affordable business) to pursue other opportunities, effective September 01, 2026.
- Mr. Satish Kumar Singh has been designated as the new Chief Business Officer - Affordable Business, effective August 03, 2026, and will be responsible for Sales and Collections.
Financials
Positive
2026-07-30 14:43
- PNB Housing Finance Limited communicated details regarding Tax Deduction at Source (TDS) on the recommended final dividend of ₹8/- per equity share for FY 2025-26.
- The dividend is subject to shareholder approval at the AGM on August 17, 2026.
- Shareholders are requested to submit relevant tax documents by August 8, 2026, to ensure correct TDS application.
Business Update
Neutral
2026-07-27 17:14
- Concall Schedule
- Concall Date: August 05, 2026
- Concall Time: 08:00 A.M. (IST)
- For Q1 FY 2026-27 financial results (Standalone and Consolidated)
Business Update
Positive
2026-07-23 17:31
- PNB Housing Finance filed its Business Responsibility and Sustainability Report (BRSR) for FY 2025-26 on July 23, 2026.
- The company achieved an affordable housing loan asset of ₹8153 crore as of March 31, 2026.
- PNB Housing Finance has reached a 20% female workforce.
- The company received an 'A+' ESG Rating from an authorized provider, placing it among leaders in ESG adoption.
- Total outstanding deposits stood at ₹18,055 crore as on March 31, 2026.
Financials
Positive
2026-07-23 17:00
- Consolidated Total Revenue ₹8,505 Cr vs ₹7,692 Cr (▲10.6% YoY)
- Operating Profit ₹2,584 Cr vs ₹2,327 Cr (▲11% YoY)
- PAT ₹2,291 Cr vs ₹1,936 Cr (▲18.3% YoY)
- Operating Profit Margin 30.38% vs 30.25% (▲13bps)
Business Update
Negative
2026-07-20 22:37
CRITICAL RED FLAG DETECTED
- PNB Housing Finance Limited declared a fraud of Rs. 421.81 Crore involving borrower M/s. Happy Home Corporation.
- The credit facilities, sanctioned between 2016-2021, were classified as NPA and written off in FY 2022-23.
- The company states no current financial impact and is pursuing appropriate legal action.
Governance
Positive
2026-07-10 13:28
- Board fixed July 31, 2026, as record date for FY2025-26 dividend.
- Appointed Mr. Shreekant and Mr. Rajiv Kumar Singh as Additional Independent Directors.
- Recommended alteration of AOA and issuance of NCDs up to ₹10,000 Cr.
Governance
Positive
2026-07-10 13:26
- The Board approved July 31, 2026, as the record date for determining members eligible for dividend for the financial year 2025-26.
- Mr. Shreekant and Mr. Rajiv Kumar Singh were appointed as Additional Independent Directors, effective July 10, 2026.
- The Board recommended the issuance of Non-Convertible Debentures (NCDs) aggregating up to ₹10,000 Crore on a private placement basis for shareholder approval.
- Alteration of Articles of Association was also recommended for shareholder approval.
Governance
Positive
2026-07-10 13:25
- Board fixed July 31, 2026, as record date for FY25-26 dividend, subject to AGM approval.
- Appointed Mr. Shreekant and Mr. Rajiv Kumar Singh as Additional Independent Directors.
- Recommended alteration of Articles of Association.
- Proposed issuance of Non-Convertible Debentures (NCDs) up to ₹10,000 Crore via private placement.
Governance
Positive
2026-07-10 13:21
- Board fixed July 31, 2026, as record date for FY26 dividend.
- Appointed Mr. Shreekant and Mr. Rajiv Kumar Singh as Independent Directors.
- Proposed to issue NCDs up to ₹10,000 Cr via private placement.
- Recommended AOA alteration for shareholder approval at 38th AGM.
Business Update
Positive
2026-07-09 12:33
- PNB Housing Finance Limited allotted 50,000 Listed, Secured, Rated, Taxable, Redeemable Non-Convertible Debentures (NCDs) aggregating to ₹500 Crore. The NCDs have a tenure of 3 years 29 days, offering 7.83% p.a. interest, maturing on August 07, 2029.
Business Update
Positive
2026-07-03 22:55
CRITICAL RED FLAG DETECTED
- CARE Ratings assigned 'CARE AAA'/Stable to additional bank facilities (enhanced to ₹18,600 crore) and new Non-Convertible Debentures (₹2,754 crore).
- Existing ratings for various instruments, including bonds and fixed deposits, were reaffirmed at 'CARE AAA'/Stable.
- The rating outlook remains 'Stable'.
- A divergence of ~₹933.6 crore in FY23 asset classification was noted by the National Housing Bank, though not expected to have a material impact.
Business Update
Neutral
2026-06-25 18:21
- PNB Housing Finance Limited's MD & CEO, CFO, and Head of Investor Relations participated in a 'Hong Kong & Singapore Non-Deal Roadshow' on June 25, 2026, in Singapore.
- They met with institutional investors including Citadel International Equities, Aberdeen Investments, and WhiteOak Capital Pte Ltd.
- Discussions covered business strategy, margins, asset quality, return profile, and future outlook.
- No unpublished price sensitive information was shared during the meeting.
Routine
Neutral
2026-06-25 17:19
- Intimation of Trading Window closure for Designated Persons and their immediate relatives.
- Closure effective from Wednesday, July 01, 2026, in connection with the financial results for the quarter ending June 30, 2026.
- The trading window will open 48 hours after the disclosure of financial results.
Business Update
Neutral
2026-06-24 18:04
- PNB Housing Finance Limited's MD & CEO, CFO, and IR team held a 'Hong Kong & Singapore Non-Deal Roadshow' in Singapore on June 24, 2026.
- They met 6 institutional investors like Balyasny Asset Management and Allianz Global Investors.
- Discussions focused on industry outlook and business strategy; no unpublished price sensitive information was shared.
Business Update
Neutral
2026-06-23 18:30
- PNB Housing Finance Limited's MD & CEO and National Head of Investor Relations participated in a 'Hong Kong & Singapore Non-Deal Roadshow' on June 23, 2026, in Hong Kong.
- They met with institutional investors including Balyasny Asset Management, Value Partners Group Limited, WFM Asia, and Polymer Capital Management.
- Discussions covered business strategy, margins, asset quality, and future outlook; no unpublished price sensitive information was shared.
Business Update
Neutral
2026-06-17 22:19
- Investor Meet Schedule
- Meeting Dates: June 23, 2026 (Hong Kong); June 24-25, 2026 (Singapore)
- Event: Hong Kong & Singapore Non-Deal Roadshow
- Type: One on One Meeting (Physical)
Routine
Neutral
2026-06-09 17:18
New Filing detected. See link for details.
Business Update
Neutral
2026-06-05 19:50
- PNB Housing Finance Limited's CFO and National Head- Corporate Planning & Investor Relations participated in a One on One & Group meeting (Physical) at the 'Citi India Conference 2026' on June 05, 2026.
- Discussions covered business strategy, margins, asset quality, return profile, technology enhancements, and future outlook.
- No unpublished price sensitive information was shared during the meeting.
Business Update
Neutral
2026-06-04 18:45
- PNB Housing Finance Limited participated in the 'Goldman Sachs Asia Financials Corporate Day 2026 June' on June 04, 2026. This virtual meeting, held from 02:00 P.M. to 03:00 P.M. (IST), included discussions on business strategy, margins, asset quality, and future outlook. No unpublished price sensitive information was shared.
Governance
Positive
2026-06-04 14:50
- PNB Housing Finance Limited granted 20,000 ESOPs under ESOP Scheme II 2018 and 4,000 RSUs under RSU Scheme 2022 to eligible employees on June 04, 2026. The grants are for employee retention and alignment with company objectives, vesting over four years.
Governance
Positive
2026-06-03 18:06
- Appointment of Mr. Rahul Jain as Chief Strategy Officer for PNB Housing Finance Limited.
- The appointment is effective from June 03, 2026.
- Mr. Jain brings over 18 years of experience in enterprise risk management and strategy.
Business Update
Neutral
2026-06-02 19:10
- PNB Housing Finance Limited participated in the 'Morgan Stanley - India Investment Forum 2026' on June 02, 2026, with its MD & CEO, CFO, and Head of Investor Relations.
- Discussions covered business strategy, margins, asset quality, and future outlook.
- No unpublished price sensitive information was shared during the meeting.
Governance
Neutral
2026-05-30 19:51
PNB Housing Finance Limited announced that its Board of Directors, at their meeting on May 30, 2026, approved the scheduling of the 38th Annual General Meeting (AGM) for Monday, August 17, 2026, at 03:00 P.M. (IST) through Video Conferencing / Other Audio Visual Means.
Business Update
Neutral
2026-05-26 18:32
PNB Housing Finance Limited announced its participation in investor conferences. On June 04, 2026, the company will attend the Goldman Sachs Asia Financials Corporate Day 2026 (virtual group meeting). On June 05, 2026, it will attend the Citi India Conference 2026 (physical one-on-one & group meeting). The company will refer to investor presentations already submitted to the stock exchange during these interactions.
Business Update
Neutral
2026-05-25 18:57
PNB Housing Finance Limited announced that its officials will participate in the Morgan Stanley - India Investment Forum 2026 on June 2, 2026, in Mumbai. The company will hold one-on-one and group meetings with analysts and institutional investors, referring to already submitted investor presentations.
Ownership
Positive
2026-05-22 23:22
PNB Housing Finance Limited's Nomination and Remuneration Committee approved the grant of 90,000 Restricted Stock Units (RSUs) of INR 10/- each to certain eligible employees on May 22, 2026, under the PNB Housing Restricted Stock Unit Scheme 2022. The RSUs will vest over four years, subject to company and individual performance conditions.
Ownership
Neutral
2026-05-13 15:54
PNB Housing Finance Limited has allotted 40,345 equity shares with a nominal value of INR 10/- each on May 13, 2026. These shares were issued to eligible employees upon the exercise of options and RSUs under the ESOP Scheme 2018, RSU Scheme 2020, and ESOP Scheme 2022. Consequently, the company's paid-up equity share capital increased to INR 2,60,58,99,230, comprising 26,05,89,923 equity shares. The company will apply for the listing of these newly allotted shares on the National Stock Exchange of India and BSE Limited.
Business Update
Positive
2026-05-07 21:37
PNB Housing Finance Limited's long-term credit ratings for various instruments and bank facilities have been upgraded by CARE Ratings from 'CARE AA+; Stable' to 'CARE AAA; Stable' on May 07, 2026. Short-term ratings for bank facilities and Commercial Paper were reaffirmed at 'CARE A1+'. The upgrade is attributed to strong linkages with its promoter Punjab National Bank, robust market position, improved asset quality, comfortable capitalization, and a diversified funding profile.
Business Update
Positive
2026-05-07 20:52
PNB Housing Finance Limited announced that CARE Ratings Limited has upgraded its long-term credit rating from 'CARE AA+; Stable' to 'CARE AAA; Stable' for various long-term instruments and bank facilities. The short-term bank facilities and Commercial Paper ratings were reaffirmed at 'CARE A1+'. The upgrade is driven by strong linkages with Punjab National Bank, strong market position, improved asset quality, comfortable capitalization, and a diversified funding profile.
Financials
Positive
2026-04-25 16:26
PNB Housing Finance reported strong FY26 PAT up 18% YoY to ₹2,291Cr. Q4FY26 disbursements surged 36% YoY to ₹9,355Cr. GNPA improved to 0.93%. A dividend of ₹8/share for FY26 was recommended, with positive FY27 guidance.
Governance
Neutral
2026-04-21 18:14
PNB Housing Finance Limited disclosed that the tenure of Mr. Nilesh Shivji Vikamsey as an Independent Director and chairperson of the Audit Committee was completed on April 21, 2026.
Business Update
Neutral
2026-04-21 09:25
PNB Housing Finance Limited submitted the audio recording of its conference call held on April 21, 2026, discussing the Audited Financial Results (Standalone and Consolidated) for the quarter and financial year ended March 31, 2026. The recording is accessible via the provided link.
Business Update
Positive
2026-04-20 20:39
PNB Housing Finance released its Investor Presentation for Q4 FY26. Highlights include 16% YoY retail loan asset growth to INR 86,946 Cr, 32% YoY retail disbursement growth to INR 9,020 Cr, and Gross NPA improved to 0.93%. NIM was 3.69% for Q4 FY26 and ROA was 2.66% for FY26.
Financials
Positive
2026-04-20 20:12
Consolidated Revenue ₹2,182Cr vs ₹2,022Cr (▲7.9% YoY), EBITDA ₹2,129Cr vs ₹1,889Cr (▲12.8% YoY), PAT ₹656Cr vs ₹550Cr (▲19.2% YoY). EBITDA Margin 97.6% vs 93.4% (▲420bps).
Financials
Positive
2026-04-20 20:08
Consolidated Revenue ₹2,181.53Cr vs ₹2,021.85Cr (▲7.90% YoY), EBITDA ₹2,129.49Cr vs ₹1,888.64Cr (▲12.75% YoY), PAT ₹655.80Cr vs ₹550.38Cr (▲19.15% YoY). EBITDA Margin 97.61% vs 93.41% (▲420bps). The company recommended a final dividend of INR 8/- per equity share.
Financials
Positive
2026-04-20 19:35
PNB Housing Finance Limited reported Consolidated Revenue of ₹2,181.53 Cr vs ₹2,021.85 Cr (▲8% YoY), EBITDA of ₹2,129.49 Cr vs ₹1,888.64 Cr (▲13% YoY), and PAT of ₹655.80 Cr vs ₹550.38 Cr (▲19% YoY) for the quarter ended March 31, 2026. EBITDA Margin expanded from 93.41% to 97.61% (▲420bps). The board also recommended a final dividend of INR 8/- per equity share.
Financials
Positive
2026-04-20 19:32
Consolidated Revenue ₹2,181.53Cr vs ₹2,021.85Cr (▲8.0% YoY), EBITDA ₹2,129.49Cr vs ₹1,888.64Cr (▲12.8% YoY), PAT ₹655.80Cr vs ₹550.38Cr (▲19.2% YoY). EBITDA Margin 97.62% vs 93.41% (▲421bps). The company also recommended a final dividend of INR 8/- per equity share.
Business Update
Positive
2026-04-16 15:20
PNB Housing Finance Limited received an ESG score of 79.2 with an 'A+' rating from Resurgent ESG Services on April 16, 2026. This rating indicates minimal risk and positions the company as a leader in ESG practices.
Routine
Neutral
2026-04-13 19:36
New Filing detected. See link for details.
Routine
Neutral
2026-04-08 14:10
PNB Housing Finance submitted a Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, confirming that all shares are in demat form and no rematerialisation requests were received for the quarter ended March 31, 2026.
Governance
Negative
2026-04-02 17:09
CRITICAL RED FLAG DETECTED
PNB Housing received an NHB communication regarding a divergence in FY2023 asset classification and provisioning, leading to an additional ₹933.58 Cr Gross NPA due to non-compliance for restructured loans. The company states no current financial impact, but will make necessary disclosure in the FY2026 balance sheet.
Business Update
Positive
2026-03-30 13:12
PNB Housing Finance Limited announced the allotment of 30,000 Listed, Secured, Rated, Taxable, Redeemable Non-Convertible Debentures (NCDs) aggregating to ₹300 Crore on March 30, 2026, via private placement. The NCDs have a face value of ₹1,00,000 each and mature on March 30, 2029.
Routine
Neutral
2026-03-25 17:34
PNB Housing Finance Limited announced the closure of its trading window for Designated Persons and their relatives from April 01, 2026, in anticipation of financial results for the quarter ending March 31, 2026. The window will reopen 48 hours after results disclosure.
Ownership
Neutral
2026-03-20 14:46
PNB Housing Finance Limited allotted 41,015 equity shares (INR 10/- each) on March 20, 2026, under various ESOP/RSU schemes. This increases the paid-up equity share capital to INR 2,60,54,95,780, comprising 26,05,49,578 shares. The company will apply for listing of these new shares.
Business Update
Neutral
2026-03-16 21:13
PNB Housing Finance Limited's MD & CEO, CFO, and other officials participated in the Morgan Stanley – India Financials Virtual Investor Group Meeting on March 16, 2026, discussing business strategy, margins, and outlook. No unpublished price sensitive information was shared.
Governance
Positive
2026-03-13 19:04
PNB Housing Finance Limited announced that all resolutions proposed in the Postal Ballot, including the appointment of Mr. Ajai Kumar Shukla as MD & CEO and Mr. Dipankar Mahapatra as Nominee Non-Executive Director, have been passed by members with requisite majority.
Governance
Positive
2026-03-13 19:02
PNB Housing Finance Limited announced the successful passing of postal ballot resolutions. Shareholders approved the appointments of Mr. Ajai Kumar Shukla as MD & CEO and Mr. Dipankar Mahapatra as Nominee Non-Executive Director, along with the payment of sitting fees to Mr. Dilip Kumar Jain, with requisite majority.
Business Update
Neutral
2026-03-09 21:56
PNB Housing Finance Limited officials will participate in a virtual investor group meeting with Morgan Stanley - India Financials on March 16, 2026, to engage with analysts and institutional investors.
Governance
Positive
2026-02-27 19:57
PNB Housing Finance Limited intimated the amended 'Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information' as per Regulation 8(2) of SEBI (Prohibition of Insider Trading) Regulations, 2015. The updated policy, effective February 27, 2026 (V7.0), enhances transparency and compliance.
Business Update
Positive
2026-02-27 14:50
PNB Housing Finance Limited has allotted 30,500 Listed, Secured, Rated, Taxable, Redeemable Non-Convertible Debentures (NCDs) of face value ₹1,00,000 each, aggregating to ₹305 Crore, on February 27, 2026, through private placement. These NCDs have a 5-year tenure and offer a 7.59% coupon.
Business Update
Neutral
2026-02-24 22:27
PNB Housing Finance's MD & CEO and CFO met with institutional investors at the IIFL's 17th Enterprising India Global Investors meet on February 24, 2026, discussing business strategy, margins, asset quality, and future outlook. No unpublished price sensitive information was shared.
Business Update
Neutral
2026-02-18 16:47
PNB Housing Finance Limited announced that company officials will participate in IIFL's 17th Enterprising India Global Investors conference on February 24, 2026, in Mumbai for one-on-one and group meetings with investors.
Business Update
Positive
2026-02-10 21:59
PNB Housing Finance Limited's KMP met with 16 institutional investors/funds at the "Advantage India - Axis Capital's Flagship India Conference" on February 10, 2026. Discussions covered business strategy, margins, asset quality, and future outlook.
Governance
Neutral
2026-02-10 20:42
PNB Housing Finance Limited announced a postal ballot and e-voting for the appointment of Mr. Ajai Kumar Shukla as MD & CEO and Mr. Dipankar Mahapatra as Nominee Non-Executive Director. Members will also vote on sitting fees for Mr. Dilip Kumar Jain. E-voting is from Feb 11 to March 12, 2026, with results by March 14, 2026.