POONAWALLA
Poonawalla Fincorp Limited
NSELast Traded Price
₹438.5
-10.6 (-2.36%)
Open
₹450.1
High
₹452
Low
₹434
Prev Close
₹449.1
Industry
Non Banking Financial Company (NBFC)
Market Cap
38781.70 Cr
Filing History
Recent corporate announcements and filings for POONAWALLA
Business Update
Neutral
2026-10-09 20:26
- Poonawalla Fincorp Limited has informed the exchanges about the availability of the audio recording for the Q2 FY 2026-27 Earnings Conference Call held on October 09, 2026.
- The audio recording can be accessed via the link provided on the company's website pursuant to Regulation 30 and 46(2)(oa) of SEBI Listing Regulations.
Routine
Neutral
2026-10-09 20:20
- Poonawalla Fincorp Limited submitted disclosure of Related Party Transactions for the half year ended September 30, 2026.
- Filing done in compliance with Regulation 23(9) of SEBI Listing Regulations, 2015.
- The disclosure is made available on the company website.
Financials
Neutral
2026-10-09 18:20
Q2 FY27 Consolidated Revenue ₹2,624.50Cr vs ₹1,542.30Cr (▲70.2% YoY)
EBITDA ₹1,570.91Cr vs ₹758.70Cr (▲107.1% YoY)
PAT ₹374.85Cr vs ₹74.20Cr (▲405.2% YoY)
EBITDA Margin 59.9% vs 49.2% (▲1070bps)
Financials
Positive
2026-10-09 16:56
Q2 FY27 Consolidated Revenue ₹2,624.50Cr vs ₹1,542.30Cr (▲70% YoY)
EBITDA ₹1,570.91Cr vs ₹758.70Cr (▲107% YoY)
PAT ₹374.85Cr vs ₹74.20Cr (▲405% YoY)
EBITDA Margin 59.85% vs 49.19% (▲1066bps)
Business Update
Positive
2026-10-09 16:36
- AUM stood at ₹74,008 crore as of September 30, 2026.
- Q2 PAT rose 21.8% QoQ to ₹375 crore.
- Net Interest Income grew 12.3% QoQ to ₹1,589 crore.
- Asset quality improved with GNPA at 1.20% and NNPA at 0.61%.
- RoA expanded to 2.18% from 1.98% QoQ.
Business Update
Positive
2026-10-09 16:33
Poonawalla Fincorp Limited released its Investor Presentation for Q2 FY27.
- AUM grew strongly to ₹74,008 Cr, with new products contributing 18% to AUM.
- PAT increased 21.8% QoQ to ₹375 Cr in Q2 FY27 from ₹308 Cr in Q1 FY27.
- Gross NPA improved to 1.20%, a reduction of 17 bps QoQ and 39 bps YoY.
- Capital Adequacy Ratio (CAR) stood at 18.68% and leverage (Debt to Equity) at 4.30x.
Financials
Neutral
2026-10-09 16:27
Q2 FY27 Consolidated Revenue ₹2,624.50Cr vs ₹1,542.30Cr (▲70% YoY)
EBITDA ₹1,570.91Cr vs ₹758.70Cr (▲107% YoY)
PAT ₹374.85Cr vs ₹74.20Cr (▲405% YoY)
EBITDA Margin 60% vs 49% (▲1067bps)
Business Update
Positive
2026-10-05 07:55
- Assets Under Management (AUM) reached approximately ₹73,950 crore as of 30th September 2026.
- Company maintains ample liquidity of approximately ₹6,400 crore as on 30th September 2026.
- Focus remains on business expansion while maintaining a risk-first approach and a sustainable profitable model.
Business Update
Neutral
2026-10-01 19:14
- Poonawalla Fincorp Limited has informed the Exchange about the schedule of an upcoming analyst/institutional investors meet.
- Concall/Meeting Date: October 14, 2026 – October 15, 2026.
- Event Details: Meeting with institutional investors in Singapore (Physical mode, One-on-one / Group meetings).
Routine
Neutral
2026-10-01 15:08
- Poonawalla Fincorp Limited submitted intimation under Regulation 6(1) and 7(1) of SEBI (LODR) Regulations, 2015.
- Details of the Company Secretary and Compliance Officer (Ms. Shabnum Zaman) provided for the quarter ended September 30, 2026.
- Details of the Registrar and Share Transfer Agents (MUFG Intime India Private Limited and KFin Technologies Limited) provided.
Business Update
Neutral
2026-09-30 16:11
Concall Schedule
Concall Date: October 09, 2026
Concall Time: 05:00 P.M. (IST)
Routine
Neutral
2026-09-29 19:22
- Poonawalla Fincorp Limited has announced the mandatory redemption of 1,00,000 partly paid NCDs (ISIN: INE511C07961) amounting to ₹10 Crore due to non-receipt of the balance payment subscription.
- The record date for the redemption and interest payment has been fixed as October 16, 2026.
- The actual redemption and payment date is scheduled for November 02, 2026.
Routine
Positive
2026-09-28 23:40
- Poonawalla Fincorp Limited has received a credit rating reaffirmation/assignment from CARE Ratings Limited on September 28, 2026.
- Long-term bank facilities enhanced to ₹40,020.00 crore and reaffirmed at CARE AAA; Stable.
- Commercial Paper reaffirmed at ₹7,500.00 crore with CARE A1+ rating.
- Subordinated debt of ₹600.00 crore newly assigned at CARE AAA; Stable.
- Ratings factor in strong support from the Cyrus Poonawalla group, experienced management, healthy capitalization, and diversified product approach.
Governance
Neutral
2026-09-28 21:46
- Board of Directors meeting scheduled on October 09, 2026, to consider and approve unaudited financial results for the quarter and half-year ending September 30, 2026.
- Trading window to remain closed from October 01, 2026, to October 11, 2026.
Ownership
Neutral
2026-09-22 16:55
- Poonawalla Fincorp allotted 25,992 equity shares of ₹2/- face value under its Employee Stock Option Schemes on September 22, 2026.
- Post-allotment, the paid-up equity share capital increased to ₹1,76,12,03,308, comprising 88,06,01,654 equity shares.
Business Update
Positive
2026-09-16 12:12
- Poonawalla Fincorp allotted secured, redeemable, rated, and listed Non-Convertible Debentures (NCDs) aggregating ₹850 Crore on September 16, 2026.
- This includes Series E1 (₹100 Cr, 8.09% p.a., maturing Feb 2029) and Series F1 (₹750 Cr, 8.3082% p.a., maturing Sep 2029).
Business Update
Positive
2026-09-10 15:20
- Poonawalla Fincorp Limited's Finance Committee approved the issuance of secured, redeemable, rated, listed Non-Convertible Debentures (NCDs) up to ₹2,000 Crore.
- The NCDs will be issued via private placement to eligible investors and listed on BSE Limited.
Business Update
Positive
2026-09-09 23:51
- CRISIL Ratings reaffirmed 'AAA/Stable' for long-term bank facilities and 'A1+' for short-term.
- Total Bank Loan Facilities enhanced to ₹19,785 Cr from ₹15,285 Cr.
- Assigned 'AAA/Stable' to new ₹600 Cr Subordinated Debt and ₹9,000 Cr Non-Convertible Debentures. Outlook is Stable.
Business Update
Neutral
2026-09-03 19:26
- Analyst/Institutional Investors Meet Scheduled:
- September 11, 2026: UBS India Summit 2026 (One-on-one/Group meetings, Physical, Mumbai)
- September 18, 2026: Jefferies 5th India Forum (One-on-one/Group meetings, Physical, Gurgaon)
- The presentation for these meets is available on the company's website.
Governance
Positive
2026-09-02 21:32
- Poonawalla Fincorp's Nomination and Remuneration Committee granted 11,05,000 stock options on September 02, 2026.
- These options are under the Employee Stock Option Plan-2024-Scheme-II - Tranche-48, with an exercise price of Rs. 462.40 per option.
Business Update
Positive
2026-08-28 20:04
- Poonawalla Fincorp Limited granted 10,86,000 stock options under ESOP-2024 - Scheme-II to eligible employees on August 28, 2026.
- The exercise price for these options is Rs. 478.50.
Ownership
Neutral
2026-08-22 12:35
- On August 22, 2026, Poonawalla Fincorp Limited allotted 63,468 equity shares of face value Rs. 2/- each under Employee Stock Option Schemes. This increases the paid-up equity share capital to Rs. 1,761,151,324, consisting of 880,575,662 equity shares.
Business Update
Positive
2026-08-21 14:31
- Poonawalla Fincorp Limited approved allotment of 15,000 unsecured, redeemable, rated, listed, subordinated, Non-Convertible Debentures (NCDs) constituting Tier II Capital.
- The total face value of the NCDs is ₹150 Crore, with an aggregate amount received of ₹153.54 Crore.
- The NCDs carry a coupon/interest rate of 8.4308% p.a. and will be listed on the Debt Market Segment of BSE Limited.
Business Update
Positive
2026-08-18 16:18
- Poonawalla Fincorp to issue unsecured, redeemable, rated, listed, subordinated Non-Convertible Debentures (NCDs) constituting Tier II capital.
- The issue size is up to ₹200 crore (base issue ₹150 crore + green shoe option up to ₹50 crore) via private placement.
- The NCDs will be listed on BSE.
Business Update
Neutral
2026-08-17 16:11
- Poonawalla Fincorp Limited has allotted 31,500 secured, redeemable, rated, listed, non-convertible debentures (NCDs) via private placement.
- The total issue size is ₹315 crore, with each debenture having a face value of ₹1,00,000.
- Allotment Date: August 17, 2026.
- Maturity Date: February 16, 2029.
- Coupon Rate: 8.0900% p.a.
- The NCDs will be listed on the Debt Market Segment of BSE Limited.
Financials
Positive
2026-08-12 16:23
- Poonawalla Fincorp to issue secured, redeemable, rated, listed Non-Convertible Debentures (NCDs) via private placement.
- Issue size: up to ₹7,500 Crores (₹2,500 Cr base + ₹5,000 Cr greenshoe option).
- NCDs will be listed on BSE and secured by first ranking charge.
Business Update
Neutral
2026-08-07 16:32
- Concall Schedule
- Concall Date: August 19, 2026
- Concall Event: Motilal Oswal 22nd Annual Global Investor Conference, 2026
- Location: Grand Hyatt, Mumbai
Business Update
Positive
2026-08-04 19:40
- Poonawalla Fincorp to exercise call option for redemption of 30 Unsecured, Subordinated, Rated, Non-Convertible, Perpetual Debt Debentures (NCDs) worth ₹3 Crore.
- The NCDs will be redeemed on September 09, 2026, with the record date for redemption set as August 25, 2026.
- RBI approval has been received for the redemption.
Ownership
Positive
2026-08-04 16:37
- Poonawalla Fincorp granted 25,000 stock options to eligible employees on August 04, 2026.
- The options are under ESOP-2024 Scheme-II, Tranche-46, with an exercise price of ₹469.95.
Business Update
Positive
2026-07-28 20:38
- Poonawalla Fincorp granted 25,000 stock options under 'Employee Stock Option Plan-2024- Scheme- II' on July 28, 2026.
- The options were issued at an exercise price of Rs. 461.05.
Business Update
Positive
2026-07-25 00:47
- The 46th Annual General Meeting (AGM) was held on July 24, 2026, and all proposed resolutions, including re-appointment of director and auditor, were passed with requisite majority.
- For FY26, Assets Under Management (AUM) increased by 69.4% to ₹60,348 Cr, Net Interest Income grew by 49% to ₹4,029 Cr, and Profit After Tax (PAT) was ₹542 Cr.
- Pre-Provision Operating Profit grew 36% YoY to ₹1,934 Cr, with improved asset quality (Gross NPA at 1.44%, Net NPA at 0.74%) and Capital Adequacy Ratio at 20.74%.
- The company aspires to scale AUM by five to six times over the next five years (from FY25 baseline) and targets 35-40% AUM growth over the near term.
- FY27 strategy focuses on scaling with discipline and continued investment in technology, talent, and customer relationships.
Business Update
Positive
2026-07-23 19:22
- Assets under management (AUM) grew by 11% QoQ to ₹67,054 crores in Q1FY27.
- Net Interest Margins (NIMs) improved to 9.10% (up from 9.05%) with disbursement yield expanding by ~50 bps QoQ.
- Asset quality improved with GNPA at 1.37% (vs 1.44% QoQ, 47 bps YoY reduction) and NNPA at 0.70% (vs 0.74% QoQ, 15 bps YoY reduction).
- Credit cost declined by 11 bps QoQ to 2.4%, with management expecting structural improvement quarter-on-quarter.
- Profit after tax (PAT) grew by 20.8% QoQ to ₹308 crores, representing a 391.5% YoY growth.
- Return on Assets (ROA) improved to 1.98% (up 17 bps QoQ, 130 bps YoY), with guidance for 3-3.5% ROA by June 2028.
- Opex to AUM ratio declined to 4.06% (vs 4.13% QoQ).
- Company continues to invest in new products (contributing 26% of disbursements) and digital capabilities, leveraging AI for efficiency, risk management, and improved customer outcomes, with 101 AI projects (50 deployed).
Business Update
Neutral
2026-07-23 16:13
- Analyst/Institutional Investors Meet Schedule
- Meet Dates: August 03, 2026 - August 05, 2026
- Nature of Meeting: One-on-one / Group meetings with Institutional Investors
- Mode: Physical
- Location: Edinburgh & London
Business Update
Neutral
2026-07-20 23:22
- Schedule of Analyst/Institutional Investors Meet
- Meeting Date: July 27, 2026 - July 31, 2026
- Nature of Meeting: One-on-one / Group meetings with Institutional Investors
- Mode: Physical
- Location: Singapore & Hong Kong
Business Update
Neutral
2026-07-17 19:55
- The audio recording of the Earnings Conference Call for Q1 FY 2026-27, held on July 17, 2026, has been made available on Poonawalla Fincorp's website.
Governance
Neutral
2026-07-17 19:05
- Poonawalla Fincorp Limited's Board of Directors approved an amended "Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information" on July 17, 2026, in compliance with SEBI (Prohibition of Insider Trading) Regulations, 2015.
Financials
Positive
2026-07-17 16:37
- Net Interest Income (NII) for Q1FY27 stood at ₹1,415 crore.
- Pre-Provisioning Operating Profit (PPoP) for Q1FY27 stood at ₹785 crore.
- Net Profit (PAT) for Q1FY27 stood at ₹308 crore.
- Return on Assets (RoA) stood at 1.98% in Q1FY27 vs 0.68% in Q1FY26 (▲191.2% YoY).
- Net Interest Margin (NIM) improved by 5 bps QoQ to 9.10%.
- Asset quality improved with Gross NPA at 1.37% and Net NPA at 0.70% in Q1FY27.
- Assets Under Management (AUM) stood at ₹67,054 crore.
- Capital Adequacy Ratio at 19.46% (Tier-1 at 18.37%), well above regulatory requirement.
Financials
Positive
2026-07-17 16:28
- Consolidated Revenue ₹2,330.22Cr vs ₹1,313.97Cr (▲77.34% YoY)
- EBITDA ₹1,356.61Cr vs ₹651.53Cr (▲108.22% YoY)
- PAT ₹307.71Cr vs ₹62.60Cr (▲391.55% YoY)
- EBITDA Margin 58.22% vs 49.58% (▲864bps)
- Completed a Qualified Institutional Placement (QIP) of ₹2,500 Crores in April 2026 with no deviation in fund utilization.
- Transferred stressed loan accounts totaling ₹118.91 Crores and additional written-off accounts worth ₹67.11 Crores.
- Reaffirmed plan to sell shareholding in joint venture Jaguar Advisory Services Private Limited.