POONAWALLA

- Poonawalla Fincorp Limited granted 10,86,000 stock options under ESOP-2024 - Scheme-II to eligible employees on August 28, 2026. - The exercise price for these options is Rs. 478.50.

- On August 22, 2026, Poonawalla Fincorp Limited allotted 63,468 equity shares of face value Rs. 2/- each under Employee Stock Option Schemes. This increases the paid-up equity share capital to Rs. 1,761,151,324, consisting of 880,575,662 equity shares.

- Poonawalla Fincorp Limited approved allotment of 15,000 unsecured, redeemable, rated, listed, subordinated, Non-Convertible Debentures (NCDs) constituting Tier II Capital. - The total face value of the NCDs is ₹150 Crore, with an aggregate amount received of ₹153.54 Crore. - The NCDs carry a coupon/interest rate of 8.4308% p.a. and will be listed on the Debt Market Segment of BSE Limited.

- Poonawalla Fincorp to issue unsecured, redeemable, rated, listed, subordinated Non-Convertible Debentures (NCDs) constituting Tier II capital. - The issue size is up to ₹200 crore (base issue ₹150 crore + green shoe option up to ₹50 crore) via private placement. - The NCDs will be listed on BSE.

- Poonawalla Fincorp Limited has allotted 31,500 secured, redeemable, rated, listed, non-convertible debentures (NCDs) via private placement. - The total issue size is ₹315 crore, with each debenture having a face value of ₹1,00,000. - Allotment Date: August 17, 2026. - Maturity Date: February 16, 2029. - Coupon Rate: 8.0900% p.a. - The NCDs will be listed on the Debt Market Segment of BSE Limited.

- Poonawalla Fincorp to issue secured, redeemable, rated, listed Non-Convertible Debentures (NCDs) via private placement. - Issue size: up to ₹7,500 Crores (₹2,500 Cr base + ₹5,000 Cr greenshoe option). - NCDs will be listed on BSE and secured by first ranking charge.

- Concall Schedule - Concall Date: August 19, 2026 - Concall Event: Motilal Oswal 22nd Annual Global Investor Conference, 2026 - Location: Grand Hyatt, Mumbai

- Poonawalla Fincorp to exercise call option for redemption of 30 Unsecured, Subordinated, Rated, Non-Convertible, Perpetual Debt Debentures (NCDs) worth ₹3 Crore. - The NCDs will be redeemed on September 09, 2026, with the record date for redemption set as August 25, 2026. - RBI approval has been received for the redemption.

- Poonawalla Fincorp granted 25,000 stock options to eligible employees on August 04, 2026. - The options are under ESOP-2024 Scheme-II, Tranche-46, with an exercise price of ₹469.95.

- Poonawalla Fincorp granted 25,000 stock options under 'Employee Stock Option Plan-2024- Scheme- II' on July 28, 2026. - The options were issued at an exercise price of Rs. 461.05.

- The 46th Annual General Meeting (AGM) was held on July 24, 2026, and all proposed resolutions, including re-appointment of director and auditor, were passed with requisite majority. - For FY26, Assets Under Management (AUM) increased by 69.4% to ₹60,348 Cr, Net Interest Income grew by 49% to ₹4,029 Cr, and Profit After Tax (PAT) was ₹542 Cr. - Pre-Provision Operating Profit grew 36% YoY to ₹1,934 Cr, with improved asset quality (Gross NPA at 1.44%, Net NPA at 0.74%) and Capital Adequacy Ratio at 20.74%. - The company aspires to scale AUM by five to six times over the next five years (from FY25 baseline) and targets 35-40% AUM growth over the near term. - FY27 strategy focuses on scaling with discipline and continued investment in technology, talent, and customer relationships.

- Assets under management (AUM) grew by 11% QoQ to ₹67,054 crores in Q1FY27. - Net Interest Margins (NIMs) improved to 9.10% (up from 9.05%) with disbursement yield expanding by ~50 bps QoQ. - Asset quality improved with GNPA at 1.37% (vs 1.44% QoQ, 47 bps YoY reduction) and NNPA at 0.70% (vs 0.74% QoQ, 15 bps YoY reduction). - Credit cost declined by 11 bps QoQ to 2.4%, with management expecting structural improvement quarter-on-quarter. - Profit after tax (PAT) grew by 20.8% QoQ to ₹308 crores, representing a 391.5% YoY growth. - Return on Assets (ROA) improved to 1.98% (up 17 bps QoQ, 130 bps YoY), with guidance for 3-3.5% ROA by June 2028. - Opex to AUM ratio declined to 4.06% (vs 4.13% QoQ). - Company continues to invest in new products (contributing 26% of disbursements) and digital capabilities, leveraging AI for efficiency, risk management, and improved customer outcomes, with 101 AI projects (50 deployed).

- Analyst/Institutional Investors Meet Schedule - Meet Dates: August 03, 2026 - August 05, 2026 - Nature of Meeting: One-on-one / Group meetings with Institutional Investors - Mode: Physical - Location: Edinburgh & London

- Schedule of Analyst/Institutional Investors Meet - Meeting Date: July 27, 2026 - July 31, 2026 - Nature of Meeting: One-on-one / Group meetings with Institutional Investors - Mode: Physical - Location: Singapore & Hong Kong

- The audio recording of the Earnings Conference Call for Q1 FY 2026-27, held on July 17, 2026, has been made available on Poonawalla Fincorp's website.

- Poonawalla Fincorp Limited's Board of Directors approved an amended "Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information" on July 17, 2026, in compliance with SEBI (Prohibition of Insider Trading) Regulations, 2015.

- Net Interest Income (NII) for Q1FY27 stood at ₹1,415 crore. - Pre-Provisioning Operating Profit (PPoP) for Q1FY27 stood at ₹785 crore. - Net Profit (PAT) for Q1FY27 stood at ₹308 crore. - Return on Assets (RoA) stood at 1.98% in Q1FY27 vs 0.68% in Q1FY26 (▲191.2% YoY). - Net Interest Margin (NIM) improved by 5 bps QoQ to 9.10%. - Asset quality improved with Gross NPA at 1.37% and Net NPA at 0.70% in Q1FY27. - Assets Under Management (AUM) stood at ₹67,054 crore. - Capital Adequacy Ratio at 19.46% (Tier-1 at 18.37%), well above regulatory requirement.

- Consolidated Revenue ₹2,330.22Cr vs ₹1,313.97Cr (▲77.34% YoY) - EBITDA ₹1,356.61Cr vs ₹651.53Cr (▲108.22% YoY) - PAT ₹307.71Cr vs ₹62.60Cr (▲391.55% YoY) - EBITDA Margin 58.22% vs 49.58% (▲864bps) - Completed a Qualified Institutional Placement (QIP) of ₹2,500 Crores in April 2026 with no deviation in fund utilization. - Transferred stressed loan accounts totaling ₹118.91 Crores and additional written-off accounts worth ₹67.11 Crores. - Reaffirmed plan to sell shareholding in joint venture Jaguar Advisory Services Private Limited.