HOMEFIRST
Home First Finance Company India Limited
NSE BSELast Traded Price
₹1080
6.3 (0.59%)
Open
₹1078.1
High
₹1096.4
Low
₹1066.1
Prev Close
₹1073.7
Industry
Housing Finance Company
Market Cap
11281.41 Cr
Filing History
Recent corporate announcements and filings for HOMEFIRST
Business Update
Neutral
2026-11-05 18:17
Concall Schedule
Concall Date: November 13, November 16, and November 17, 2026
Concall Time: As per schedule for meetings with ValueQuest Investment Advisors, Avendus Spark INDX Conference, and JM Financial Annual India Conference.
Routine
Neutral
2026-11-05 18:17
- Home First Finance Company India Limited has informed the stock exchanges about the change in the corporate office address of its Registrar and Share Transfer Agent (RTA), KFin Technologies Limited.
- The new corporate office address is located at South Tower, Rajapushpa West Avenue, Kokapet, Hyderabad - 500075.
- The change is effective from December 1, 2026.
Business Update
Positive
2026-11-03 13:59
Current scenario
- AUM increased by 27% YoY to Rs. 18,010 crore, and quarterly disbursements reached Rs. 1,705 crore, up 32.2% YoY.
- Profit after tax grew by 29.1% YoY to Rs. 170 crore, supported by robust net interest income and improved operating efficiency.
- Asset quality remained stable with gross Stage 3 improving by 10 bps sequentially to 1.7% and credit costs contained at 40 bps.
Management Guidance & Outlook
- Targeting an exit ROE of 15% for FY27 and 16% for FY28.
- Committed to reducing opex to assets by 10 basis points every year, with current opex to assets at 2.6%.
- Spreads are guided to remain within the 5.0% to 5.2% range.
- Aiming for an overall AUM growth of 25% to cross Rs. 20,000 crore by March 2027.
Governance
Neutral
2026-11-02 17:01
- Mr. Anuj Srivastava has ceased to be a Non-Executive Independent Director of Home First Finance Company India Limited.
- The cessation is due to the completion of his tenure of five consecutive years.
- The vacation of office is effective from the close of business hours on October 31, 2026.
Business Update
Neutral
2026-10-28 20:27
- Home First Finance Company India Limited has submitted the audio recording link of the earnings conference call for the quarter and half year ended September 30, 2026.
- The conference call with analysts and investors was conducted on October 28, 2026.
- The recording has been made available on the company website.
Governance
Neutral
2026-10-27 18:13
- Intimation under Regulation 30(5) of SEBI (LODR) Regulations, 2015.
- Updated list of authorized persons for determining materiality and making disclosures to stock exchanges.
- Authorized KMPs include Mr. Manoj Viswanathan (MD & CEO), Ms. Rinkoo Somani (CFO), and Mr. Shreyans Bachhawat (Company Secretary).
Business Update
Positive
2026-10-27 18:08
- Q2 FY27 AUM grew 27.0% YoY to ₹18,010 Cr; disbursements rose 32.2% YoY to ₹1,705 Cr.
- PAT increased 29.1% YoY to ₹170 Cr; Net Total Income grew 23.9% YoY to ₹343 Cr.
- Asset quality remained stable with Gross Stage 3 at 1.7% (-10 bps QoQ), ROA at 4.2%, and ROE at 14.9%.
- Distribution expanded to 181 branches and 379 touchpoints.
Financials
Neutral
2026-10-27 18:08
Q2 FY27 Standalone Revenue ₹567Cr vs ₹477Cr (▲19% YoY)
EBITDA ₹452Cr vs ₹379Cr (▲19% YoY)
PAT ₹170Cr vs ₹132Cr (▲29% YoY)
EBITDA Margin 80% vs 79% (▲46bps)
- Board approved appointment of Ms. Rinkoo Somani as Chief Financial Officer (CFO) w.e.f. October 27, 2026.
Business Update
Positive
2026-10-27 18:07
AUM crossed Rs 18,000 Cr; grew by 27.0% y-o-y and 6.3% q-o-q. Disbursement reached all-time high of Rs 1,705 Cr, up 32.2% y-o-y. PAT grew by 29.1% y-o-y to Rs 170 Cr. Gross Stage 3 improved to 1.7%, lower by 10 bps q-o-q.
Financials
Neutral
2026-10-27 18:02
- Home First Finance Company India Limited has submitted financial results for the period ended September 30, 2026 to the Exchange.
- Detailed financial statements or table data were not provided in the filing text.
Routine
Neutral
2026-10-27 17:01
- Home First Finance Company India Limited has granted 78,000 stock options to eligible employees under the Homefirst ESOP Scheme 2021.
- Each stock option entitles the holder to apply for one equity share of face value of Rs. 2/- each at a pricing formula of Rs. 1,012/- per stock option.
- The options have a vesting period exercise time of 3 years from the date of respective vesting.
Routine
Neutral
2026-10-27 13:17
- Home First Finance Company India Limited has allotted 10,515 equity shares of face value ₹2/- each on October 27, 2026, pursuant to the exercise of vested Employee Stock Options (ESOP).
- The paid-up share capital has increased from ₹20,91,26,284 (10,45,63,142 shares) to ₹20,91,47,314 (10,45,73,657 shares).
- The allotment comprises 8,545 shares under the ESOP 2021 Scheme and 1,970 shares under the ESOP 2024 Scheme.
Governance
Neutral
2026-10-24 16:54
- Appointed Mr. Vineet Taneja as Additional Non-Executive Independent Director effective October 24, 2026.
- Term is for five consecutive years, subject to shareholder approval, and not liable to retire by rotation.
- Mr. Taneja holds over 35 years of leadership experience across FMCG, telecom, and consumer durables including Unilever, Bharti Airtel, Nokia, and Dyson.
- He holds degrees from IIT Roorkee and IIM Kolkata.
Business Update
Neutral
2026-10-23 13:46
Concall Schedule
Concall Date: October 28, 2026
Concall Time: 05:30 PM IST
Business Update
Neutral
2026-10-22 19:00
Concall Schedule
Concall Date: October 28, 2026
Concall Time: 04:00 PM IST
Business Update
Neutral
2026-09-29 17:28
- Company officials attended the I-SEC Affordable Housing Day on September 28, 2026.
- Participated in group meetings and one-on-one meetings with various institutional investors and analysts in Mumbai.
- Discussions were based on the latest publicly available investor presentation uploaded on the company's website.
Business Update
Neutral
2026-09-25 16:16
- Company participated in Anand Rathi Annual Flagship Conference G-200 Summit 2026, J.P. Morgan India Conference, and Citi India Financials Investor Forum.
- Interacted with various institutional investors, funds, and analysts through group and one-on-one meetings.
- Referred to the latest publicly available investor presentation during the interactions.
Business Update
Positive
2026-09-19 16:10
- Home First Finance Company India Limited officials participated in non-deal roadshows in London, UK on Sep 16-17, 2026, meeting institutional investors.
- Upcoming branch visits for analysts/investors are scheduled for Chennai (Sep 21, 2026) and Ahmedabad (Sep 24, 2026).
Ownership
Neutral
2026-09-17 09:56
- Allotment of 3,681 equity shares of Rs. 2/- each on September 17, 2026, upon exercise of Employee Stock Options under ESOP 2021 and ESOP 2024 schemes.
- The paid-up share capital increased from Rs. 20,91,18,922 to Rs. 20,91,26,284, with total equity shares outstanding now 10,45,63,142.
Business Update
Neutral
2026-09-11 15:58
- Concall Schedule / Investor Meetings
- Citi India Financials Investor Forum on Thursday, September 24, 2026.
- I-SEC Affordable Housing Day on Monday, September 28, 2026.
- PL Capital Mid & Small Cap Conference 2026 on Tuesday, September 29, 2026.
- Kotak Securities arranged branch visits at Lucknow (September 17, 2026) and Delhi (September 24, 2026).
Business Update
Neutral
2026-09-10 20:19
- Home First Finance Company India Limited participated in non-deal roadshows in Singapore.
- Meetings were held from September 07, 2026, to September 09, 2026, with institutional investors and analysts.
- The Investor Presentation for these interactions has been uploaded to the company's website.
Business Update
Neutral
2026-09-07 18:01
- Concall/Investor Meeting Schedule:
- UBS - Road to 2030 (Mumbai): September 10, 2026
- UK Non-Deal Roadshows (London, UK): September 16-18, 2026
- Anand Rathi Annual Flagship Conference G-200 Summit 2026 (Mumbai): September 21, 2026
- J.P. Morgan India Conference (Mumbai): September 22, 2026
Business Update
Positive
2026-09-02 21:59
- Home First Finance Company India Limited received an ESG score of 73 from NSE Sustainability Ratings and Analytics Limited, a Category I - SEBI registered ESG Rating Provider (ERP).
- The company was intimated of this score on September 02, 2026.
Business Update
Neutral
2026-09-02 21:58
- Home First Finance Company India Limited officials attended Ashwamedh – Elara India Dialogue, 2026, in Mumbai on September 01, 2026, interacting with various investors/analysts via group and one-on-one meetings.
- The Company will also participate in Non-Deal Roadshows (NDR) in Singapore from September 07-09, 2026, and a Branch Visit at Kalyan Branch on September 09, 2026.
- The Investor Presentation has been uploaded on the company website and intimated to Stock Exchanges.
Governance
Negative
2026-08-31 19:11
CRITICAL RED FLAG DETECTED
- Ms. Nutan Gaba Patwari ceased to be the Chief Financial Officer (CFO), Key Managerial Personnel (KMP), and Senior Management Personnel (SMP) of Home First Finance Company India Limited.
- Her cessation is effective from the close of business hours on August 31, 2026.
Business Update
Positive
2026-08-28 11:47
- Home First Finance Company India Limited allotted 15,000 Senior, Secured, Rated, Listed, Taxable, Redeemable, Transferable Non-Convertible Debentures (NCDs) on a private placement basis.
- The aggregate nominal value of the allotment is ₹150 Crore (INR 150,00,00,000).
- The NCDs have a face value of ₹1,00,000 each and a coupon rate of 7.55% per annum.
- Allotted on August 28, 2026, to Kotak Mahindra Bank Ltd., with maturity on August 22, 2031.
- The debentures are proposed to be listed on the wholesale debt market (WDM) segment of BSE Limited.
Business Update
Neutral
2026-08-26 19:42
- Home First Finance Company India Limited officials will hold one-on-one meetings with institutional investors in Mumbai.
- Meetings are scheduled with Birla Mutual Fund on September 1, 2026, Invesco Hong Kong Limited on September 2, 2026, and Marcellus Investment Managers on September 4, 2026.
- A branch visit for analysts/investors was also arranged by UBS at Kalyan Branch on August 22, 2026.
- The Investor Presentation for these interactions has been uploaded to the company's website.
Business Update
Positive
2026-08-24 19:20
- Home First Finance Company India Limited officials attended the Yes Securities Housing Conference on August 24, 2026, interacting with institutional investors/analysts via group and one-on-one meetings in Mumbai.
- The company will also participate in non-deal roadshows in Delhi on August 27, 2026.
- The latest Investor Presentation has been uploaded on the company's website for reference.
Ownership
Neutral
2026-08-24 17:15
- Home First Finance Company India Limited allotted 25,697 equity shares of ₹2/- each on August 24, 2026, pursuant to the exercise of Employee Stock Options under its ESOP Schemes. This increases the total paid-up share capital to ₹20,91,18,922.
Business Update
Positive
2026-08-21 13:05
- Home First Finance Company India Limited approved the issuance of up to 15,000 senior, secured, rated, listed, taxable, redeemable, transferable Non-Convertible Debentures (NCDs).
- Aggregate nominal value: INR 150 Crores (₹1,500,000,000).
- The NCDs will be issued on a private placement basis and listed on the wholesale debt market segment of BSE Limited.
- Proposed allotment date: August 28, 2026. Proposed maturity date: August 22, 2031.
Business Update
Neutral
2026-08-20 18:58
- Home First Finance Company officials attended Motilal Oswal 22nd Annual Global Investor Conference, 2026 on August 19, 2026.
- They interacted with various analysts and institutional investors via group and one-on-one meetings in Mumbai.
- An Investor Presentation was previously uploaded to the company website and intimated to stock exchanges on July 27, 2026.
Business Update
Neutral
2026-08-19 21:38
- Scheduled analyst/institutional investor meetings and a branch visit between August 21, 2026, and September 01, 2026.
- Meetings include one-on-one discussions with HDFC Life Insurance, Yes Conference, and Elara India Dialogue.
- A branch visit for analysts/investors is also scheduled for August 22, 2026.
- The latest Investor Presentation is available on the company's website.
Business Update
Positive
2026-08-18 18:50
- Home First Finance Company India Limited to hold a meeting on Friday, August 21, 2026, to consider and approve the proposed issuance of Non-Convertible Debentures (NCDs).
- The NCDs will aggregate up to Rs. 150 Crore on a private placement basis.
Business Update
Neutral
2026-08-13 15:08
- Home First Finance Company India Limited officials interacted with Grandeur Peak Global Advisors via a one-on-one meet on August 12, 2026.
- The Investor Presentation was uploaded to the company's website for public information.
Business Update
Positive
2026-08-12 16:43
- ICRA Limited has revalidated the credit rating for Home First Finance Company India Limited's Non-Convertible Debentures (NCDs).
- The rating remains [ICRA]AA (Stable) for an amount of ₹561.00 crores.
- This revalidation confirms the company's existing strong creditworthiness.
Business Update
Neutral
2026-08-10 17:42
- Home First Finance Company India Limited officials attended the Nirmal Bang - Investor Conference on August 10, 2026.
- They interacted with representatives from Tata Asset Management, MK Ventures, Universal Sompo, Bandhan AMC, and PNB MetLife via a group meeting.
Business Update
Neutral
2026-08-05 22:09
- Concall Schedule: Home First Finance Company India Limited officials will attend multiple investor conferences.
- Nirmal Bang - Investor Conference: Monday, August 10, 2026
- Equirus Annual India Conference: Thursday, August 13, 2026
- Emkay Confluence 2026: Thursday, August 13, 2026
- Motilal Oswal 22nd Annual Global Investor Conference, 2026: Wednesday, August 19, 2026
Business Update
Neutral
2026-08-04 18:50
- Home First Finance Company India Limited will hold one-on-one investor/analyst meetings in Mumbai on August 06 and 07, 2026.
- Officials will interact with funds including Groww Mutual Fund and Motilal Oswal Asset Management Company.
- An Investor Presentation has been uploaded to the company's website.
Business Update
Positive
2026-08-04 17:21
CRITICAL RED FLAG DETECTED
- Reported strong Q1 FY27 financial results: AUM grew 25.7% YoY to ₹16,938 crore, disbursements up 31.0% YoY to ₹1,628 crore, and Profit After Tax (PAT) increased 34.5% YoY to ₹160 crore.
- Net Interest Income (NII) grew 38.2% YoY. Net Interest Margin (NIM) was 6.0%, up from 5.9% in the previous quarter, with borrowing costs reduced to 7.8%.
- Asset quality remained stable with 1+ DPD at 4.7%, 30+ DPD at 3.2%, and Gross Stage 3 at 1.8%. Total provision coverage, including overlays, was 45.3%.
- Management is confident of delivering 25% AUM growth, maintaining spreads between 5-5.25%, and controlling Opex to Assets ratio within 2.6-2.7%.
- Continued expansion with 4 new branches and 133 net employee additions, taking the network to 175 branches and 373 touch points.
- CFO Nutan Gaba Patwari will step down from her executive responsibilities effective August 31, 2026.
Business Update
Neutral
2026-07-28 20:36
- Audio recording of the earnings conference call for Q1FY27 (quarter ended June 30, 2026) has been uploaded.
- The call was conducted on July 28, 2026, and is available on Home First Finance Company India Limited's website.
Financials
Positive
2026-07-27 18:02
- Consolidated Revenue ₹540Cr vs ₹455Cr (▲18.6% YoY)
- EBITDA ₹224Cr vs ₹168.5Cr (▲32.9% YoY)
- PAT ₹160Cr vs ₹119Cr (▲34.5% YoY)
- EBITDA Margin 41.48% vs 37.03% (▲445bps)
Financials
Positive
2026-07-27 17:50
- Consolidated Revenue ₹5,380.11 Mn vs ₹4,536.14 Mn (▲18.60% YoY)
- EBITDA ₹4,195.55 Mn vs ₹3,595.13 Mn (▲16.70% YoY)
- PAT ₹1,598.51 Mn vs ₹1,188.91 Mn (▲34.45% YoY)
- EBITDA Margin 78.0% vs 79.3% (▼130bps)