Business Update Neutral

2026-11-04 19:53

Concall Schedule Concall Date: November 11, 2026 Concall Time: Not specified Meeting Details: Goldman Sachs 15th India CIO Tour/Conference in Mumbai (In person).

Business Update Neutral

2026-11-04 19:51

Concall Schedule Concall Date: November 11, 2026 Concall Time: Not specified (In-person meeting at Goldman Sachs 15th India CIO Tour/Conference, Mumbai)

Business Update Neutral

2026-11-04 19:11

Concall Schedule Concall Date: November 12, 2026 Meeting details: Goldman Sachs 15th India CIO Tour/Conference (Panel/Group Discussion) in Mumbai.

Business Update Neutral

2026-11-04 19:09

Concall Schedule Concall Date: November 12, 2026 Meeting Details: Goldman Sachs 15th India CIO Tour/Conference (Panel/Group Discussion) in Mumbai

Routine Neutral

2026-10-30 18:59

- L&T Finance Limited has announced the allotment of 52,876 equity shares pursuant to the exercise of options under the L&TFL Employee Stock Option Scheme – 2013. - The allotment was approved by the ESOP Allotment Committee on October 30, 2026. - The newly allotted equity shares will rank pari-passu with the existing equity shares of the company.

Routine Neutral

2026-10-30 18:49

- L&T Finance Limited has announced the allotment of 52,876 equity shares pursuant to the exercise of options under the L&TFL Employee Stock Option Scheme – 2013. - The allotment was approved by the ESOP Allotment Committee on October 30, 2026. - The newly allotted equity shares will rank pari-passu with the existing equity shares of the company.

Governance Neutral

2026-10-29 11:32

- L&T Finance Limited received approval from BSE and NSE on October 28, 2026, for the re-classification of Nabha Power Limited from 'Promoter Group' to 'Public'. - The application for re-classification was submitted in compliance with Regulation 31A of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Governance Neutral

2026-10-29 11:32

- L&T Finance Limited received approval from BSE and NSE on October 28, 2026, for the re-classification of Nabha Power Limited from 'Promoter Group' to 'Public'. - The re-classification was processed under Regulation 31A of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Financials Positive

2026-10-26 19:40

Q2 FY27 Consolidated Revenue from Operations ₹4,028Cr vs ₹3,850Cr (▲4.6% YoY) EBITDA ₹1,850Cr vs ₹1,600Cr (▲15.6% YoY) PAT ₹975Cr vs ₹733Cr (▲33% YoY) EBITDA Margin 45.9% vs 41.5% (▲440bps)

Financials Positive

2026-10-26 19:38

Q2 FY27 Consolidated Revenue from Operations was not explicitly stated as a standalone line in the transcript, but consolidated PAT reached ₹975Cr vs ₹902Cr in Q1FY27 (▲8.1% QoQ) and higher YoY. Consolidated AUM reached ₹1,36,635Cr (▲28% YoY). EBITDA and specific PBT/Finance Cost figures were not fully enumerated in the standard format within the text, however, Return on Assets (RoA) improved to 2.60% vs 2.48% (Q1FY27) and 2.41% (Q2FY26). Credit cost moderated sequentially to 2.46% (down 8 bps QoQ from 2.54%), moving towards the guided corridor of 2%-2.2% by Q4FY27.

Routine Neutral

2026-10-21 18:54

- L&T Finance Limited has allotted 1,50,000 senior, secured, rated, listed, redeemable, non-convertible debentures (NCDs) aggregating to ₹1,500 crores on a private placement basis. - The date of allotment is October 21, 2026, with maturity scheduled for September 28, 2029. - The coupon rate is 7.8384% per annum, payable annually.

Routine Neutral

2026-10-21 18:48

- L&T Finance Limited has allotted 1,50,000 senior, secured, rated, listed, redeemable, non-convertible debentures (NCDs) of face value ₹1,00,000 each on a private placement basis. - The total aggregate nominal value of the issue is ₹1,500 Crores. - The NCDs carry a coupon rate of 7.8384% p.a., with maturity scheduled for September 28, 2029.

Business Update Neutral

2026-10-19 17:57

- L&T Finance Limited announced a schedule for Institutional Investors / Analyst Meet. - Singapore & Hong Kong NDR (Group / one-on-one meeting) scheduled from October 26, 2026 to October 30, 2026 in person. - No unpublished price sensitive information will be shared during the meetings.

Business Update Neutral

2026-10-19 17:54

Concall Schedule Concall Date: October 26, 2026 to October 30, 2026 Concall Time: In-person Singapore & Hong Kong NDR

Business Update Neutral

2026-10-16 17:45

- L&T Finance Limited uploaded the audio recording of the investor/analyst meet for Q2FY2026-27 financial performance and strategy update held on October 16, 2026. - The audio recording is made available on the company website.

Business Update Neutral

2026-10-16 17:43

- L&T Finance Limited has informed the exchanges about the audio recording of the investor/analyst meet for Q2FY2026-27 Financial Performance and Strategy Update held on October 16, 2026. - The audio recording has been made available on the company website.

Business Update Positive

2026-10-15 20:16

L&T Finance Ltd submitted its investor presentation for Q2 FY27 detailing financial performance and Lakshya 2031 progress. - Q2 FY27 Book grew by 28% YoY and 5% QoQ to ₹1,36,635 Cr. - Disbursements stood at ₹24,027 Cr (up 27% YoY). - PAT reached ₹975 Cr, registering a 33% YoY and 8% QoQ growth. - RoA improved to 2.60% and RoE expanded to 13.56%. - Credit cost moderated to 2.46% and NIMs plus fees stood at 10.48%.

Business Update Positive

2026-10-15 20:11

L&T Finance released its investor presentation for Q2 FY27 detailing strong performance across key financial metrics. - Book size reached ₹1,36,635 Cr, marking a 28% YoY and 5% QoQ growth. - Profit After Tax (PAT) stood at ₹975 Cr, registering a 33% YoY increase. - Return on Assets (RoA) improved to 2.60% while Return on Equity (RoE) expanded to 13.56%. - The company continues to make steady progress towards its Lakshya 2031 strategic goals.

Business Update Positive

2026-10-15 19:41

- Q2FY27 Consolidated PAT rose 33% YoY to ₹975 Cr; total loan book grew 28% YoY to ₹1,36,635 Cr. - Retail disbursements grew 27% YoY to ₹24,027 Cr, with retail book reaching ₹1,34,600 Cr (up 29% YoY). - Asset quality improved with GS3 at 2.75% (vs 3.29% YoY) and NS3 at 0.85% (vs 1.00% YoY). - Credit cost fell 52 bps YoY to 2.46%; RoA improved to 2.60%.

Financials Positive

2026-10-15 19:37

- Q2FY27 Consolidated PAT increased 33% YoY to ₹975 Cr. - Consolidated book reached ₹1,36,635 Cr (▲28% YoY); retail disbursements rose 27% YoY to ₹24,027 Cr. - Asset quality improved with Gross Stage 3 at 2.75% (vs 3.29% YoY) and Net Stage 3 at 0.85% (vs 1.00% YoY). - RoA expanded to 2.60% from 2.41% YoY.

Financials Neutral

2026-10-15 19:24

Q2 FY27 Consolidated Revenue ₹5,484.16Cr vs ₹4,335.75Cr (▲26.5% YoY) EBITDA ₹3,360.98Cr vs ₹2,674.06Cr (▲25.7% YoY) PAT ₹972.76Cr vs ₹734.88Cr (▲32.4% YoY) EBITDA Margin 61.3% vs 61.7% (▼40bps)

Financials Neutral

2026-10-15 19:20

Q2 FY27 Consolidated Revenue ₹5,484.16Cr vs ₹4,335.75Cr (▲26% YoY) EBITDA ₹3,360.98Cr vs ₹2,674.06Cr (▲26% YoY) PAT ₹972.76Cr vs ₹734.88Cr (▲32% YoY) EBITDA Margin 61.28% vs 61.68% (▼40bps)

Financials Neutral

2026-10-15 19:13

Q2 FY27 Consolidated Revenue ₹5,484.16 Cr vs ₹4,335.75 Cr (▲26.5% YoY) EBITDA ₹3,360.98 Cr vs ₹2,674.06 Cr (▲25.7% YoY) PAT ₹972.76 Cr vs ₹734.88 Cr (▲32.4% YoY) EBITDA Margin 61.3% vs 61.7% (▼39bps)

Business Update Neutral

2026-10-12 19:57

- L&T Finance Limited has allotted 80,000 subordinated, unsecured, rated, listed, redeemable non-convertible debentures (NCDs). - The aggregate nominal value of the issuance is ₹800 crores on a private placement basis. - Date of allotment is October 12, 2026, with maturity on October 10, 2036. - The coupon rate is set at 8.57% p.a. payable annually.

Business Update Neutral

2026-10-12 19:55

- L&T Finance Limited has allotted 80,000 subordinated, unsecured, rated, listed, redeemable non-convertible debentures (NCDs). - Aggregate nominal value of the issue is ₹800 Crores on a private placement basis. - The coupon rate is set at 8.57% p.a., payable annually. - Original tenor is 3,651 days with maturity on October 10, 2036.

Governance Neutral

2026-10-06 20:17

- L&T Finance Ltd announced the voting results of the postal ballot dated August 10, 2026, which concluded on October 6, 2026. - All four resolutions were passed with the requisite majority through remote e-voting. - Mr. Sachinn Joshi was appointed as Whole-Time Director (Ordinary Resolution) with 98.21% votes in favour. - Mr. Raju Dodti was appointed as Whole-Time Director (Ordinary Resolution) with 98.25% votes in favour. - Mr. Prashant Kumar was appointed as an Independent Director (Special Resolution) with 99.97% votes in favour. - Amendment to the objects clause of the Memorandum of Association of the Company was approved (Special Resolution) with 99.99% votes in favour.

Governance Neutral

2026-10-06 20:13

- L&T Finance Limited has announced the voting results and scrutinizer's report for the postal ballot concluded on October 6, 2026. - All four resolutions, including the appointment of Mr. Sachinn Joshi and Mr. Raju Dodti as Whole-Time Directors, the appointment of Mr. Prashant Kumar as an Independent Director, and the amendment to the objects clause of the Memorandum of Association, were passed with the requisite majority.

Governance Neutral

2026-10-06 20:12

- L&T Finance Limited successfully passed all resolutions from the postal ballot notice dated August 10, 2026, with the requisite majority as per the scrutinizer's report dated October 6, 2026. - Approved the appointment of Mr. Sachinn Joshi as Whole-Time Director with 98.21% votes in favour. - Approved the appointment of Mr. Raju Dodti as Whole-Time Director with 98.25% votes in favour. - Approved the appointment of Mr. Prashant Kumar as an Independent Director with 99.97% votes in favour. - Approved the amendment to the objects clause of the Memorandum of Association of the Company with 99.99% votes in favour.

Business Update Neutral

2026-10-06 15:57

Concall Schedule Concall Date: Friday, 16 October 2026 Concall Time: 11:00 am IST

Business Update Neutral

2026-10-06 15:55

Concall Schedule Concall Date: Friday, 16 October 2026 Concall Time: 11:00 am IST

Business Update Positive

2026-10-03 18:37

- Estimated retail disbursements for Q2 FY27 stood at approximately ₹24,000 crores, registering a robust ~27% YoY growth compared to ₹18,883 crores in Q2 FY26. - Estimated retail loan book at the end of Q2 FY27 reached ~₹1,34,500 crores, marking a ~29% YoY growth from ₹1,04,606 crores. - Retailisation percentage improved to an estimated 99% compared to 98% in Q2 FY26.

Business Update Positive

2026-10-03 18:34

Retail disbursements for Q2 FY27 estimated at ~₹24,000 Cr, showing a ~27% YoY growth compared to ₹18,883 Cr in Q2 FY26. Retail loan book estimated at ~₹1,34,500 Cr at the end of Q2 FY27, reflecting a ~29% YoY growth. Retailisation increased to ~99% from ~98% YoY.

Governance Neutral

2026-10-01 20:23

- L&T Finance Limited has announced the allotment of 49,250 equity shares pursuant to the exercise of options under the L&TFL Employee Stock Option Scheme – 2013. - The allotment was approved by the ESOP Allotment Committee on October 1, 2026. - The newly allotted shares will rank pari-passu with the existing equity shares of the company.

Routine Neutral

2026-10-01 20:22

- L&T Finance Limited announced the allotment of 49,250 equity shares pursuant to the exercise of options under the L&TFL Employee Stock Option Scheme – 2013. - The allotment was approved by the ESOP Allotment Committee on October 1, 2026. - The newly allotted shares rank pari-passu with the existing equity shares of the company.

Governance Neutral

2026-10-01 18:57

- Board Meeting scheduled on Thursday, October 15, 2026. - Agenda: Consider and approve unaudited standalone and consolidated financial results for the quarter and half year ended September 30, 2026.

Routine Neutral

2026-09-29 18:47

L&T Finance Limited has allotted 52 subordinated, unsecured, rated, listed, redeemable, non-convertible debentures (NCDs) of face value Rs. 1 crore each on a private placement basis. - Total aggregate nominal value of the issuance is Rs. 52 crores, intended for inclusion as Tier II Capital. - The coupon rate is 8.20% p.a., with a maturity date of July 01, 2036.

Routine Neutral

2026-09-29 18:46

- L&T Finance Limited has allotted 52 subordinated, unsecured, rated, listed, redeemable non-convertible debentures (NCDs) of face value ₹1 crore each on a private placement basis. - Total aggregate nominal value of the issue is ₹52 crores. - The NCDs carry a coupon rate of 8.20% p.a. payable annually and mature on July 1, 2036.

Routine Neutral

2026-09-28 17:36

- Trading window closed from October 01, 2026. - Closure remains effective until 48 hours after the declaration of Q2 (ended September 30, 2026) financial results. - Board meeting date to approve results will be intimated in due course.

Routine Neutral

2026-09-28 17:33

- Trading window for dealing in company securities will close from October 01, 2026. - Closure remains effective until 48 hours after the declaration of unaudited financial results for the quarter ending September 30, 2026. - Board meeting date to approve results will be intimated in due course.

Business Update Neutral

2026-09-18 18:35

- Investor/Analyst Meet Schedule - Meeting Date: September 25, 2026 - Event: Citi India Financials Investor Forum 2026 (Group), Virtual mode.

Business Update Neutral

2026-09-18 18:29

- Concall Schedule - Concall Date: September 25, 2026 - Concall Details: Citi India Financials Investor Forum 2026 (Group), Virtual

Business Update Positive

2026-09-18 16:28

- L&T Finance received an ESG rating of 79.15 (Leader category) from SEBI-registered Niche Ninety Nine Capability and Certifications (OPC) Private Limited. - The rating was sighted on September 17, 2026.

Business Update Positive

2026-09-18 16:27

- L&T Finance received an Environment Social Governance ("ESG") rating of 79.15, categorized as "leader", from a SEBI registered ESG Rating Provider, Niche Ninety Nine Capability and Certifications (OPC) Private Limited. The rating was sighted on September 17, 2026.

Business Update Positive

2026-09-18 16:16

- L&T Finance Limited allotted 65,000 NCDs via private placement on Sept 18, 2026. - Raised ₹650 Crores (₹1,00,000 face value each) at 7.8384% p.a. coupon. - Maturity on Sept 28, 2029.

Financials Neutral

2026-09-18 16:13

- L&T Finance Limited allotted 65,000 senior, secured, rated, listed, redeemable Non-Convertible Debentures (NCDs). - Aggregate nominal value: ₹650 Crores on a private placement basis. - Face value: ₹1,00,000 per NCD. - Coupon Rate: 7.8384% p.a., with maturity on September 28, 2029.

Business Update Neutral

2026-09-16 17:49

- Investor/Analyst Meet Schedule - September 21, 2026: JP Morgan Conference (Group / one-on-one meeting) in Mumbai (In person) - September 28, 2026: Nuvama CEO Round Table (Group / one-on-one meeting) in Mumbai (In person) - No unpublished price sensitive information will be shared during these meetings.

Business Update Neutral

2026-09-16 17:49

- Investor/Analyst Meetings Scheduled: - September 21, 2026: JP Morgan Conference (Group / one-on-one meeting) in Mumbai (In person) - September 28, 2026: Nuvama CEO Round Table (Group / one-on-one meeting) in Mumbai (In person)

Business Update Neutral

2026-09-16 17:46

- Investor/Analyst Meet Schedule - September 21, 2026: JP Morgan Conference (Group / one-on-one meeting) in Mumbai (In person). - September 28, 2026: Nuvama CEO Round Table (Group / one-on-one meeting) in Mumbai (In person).

Business Update Neutral

2026-09-16 17:42

- Schedule of Institutional Investors / Analyst Meet - Investor/Analyst Meet 1: JP Morgan Conference (Group / one-on-one meeting) on September 21, 2026, in Mumbai. - Investor/Analyst Meet 2: Nuvama CEO Round Table (Group / one-on-one meeting) on September 28, 2026, in Mumbai. - No unpublished price sensitive information will be shared during these meetings.

Governance Positive

2026-09-03 15:57

- L&T Finance issued a postal ballot notice for member approval on several resolutions. - Proposed are appointments of Mr. Sachinn Joshi and Mr. Raju Dodti as Whole-Time Directors. - Mr. Prashant Kumar's appointment as an Independent Director is also included. - An amendment to the Memorandum of Association to conduct prepaid payment instrument business is sought. - E-voting for these resolutions will take place from September 7 to October 6, 2026.

Governance Neutral

2026-09-03 15:51

- L&T Finance Limited issued a postal ballot notice for shareholder approval. - Proposed appointments: Mr. Sachinn Joshi as Whole-Time Director (2 years), Mr. Raju Dodti as Whole-Time Director (3 years), and Mr. Prashant Kumar as Independent Director (5 years). - Proposed amendment to the Memorandum of Association to include the business of prepaid payment instruments. - E-voting period: September 7, 2026, to October 6, 2026.

Business Update Neutral

2026-09-02 18:00

- Investor Meet Schedule - Date(s): September 9, 2026 (Site visit with Investors - Group) - Date(s): September 10 & 11, 2026 (UBS Conference - Group/One-on-one meet) - Location: Mumbai for both meetings - Mode: In person for both meetings - No unpublished price sensitive information will be shared during these meetings.

Business Update Neutral

2026-09-02 17:56

- Investor/Analyst Meet Schedule - Meeting 1: September 9, 2026 - Site visit with Investors (Group) - Meeting 2: September 10 & 11, 2026 - UBS Conference (Group / one-on-one meet)

Business Update Positive

2026-09-02 17:41

- L&T Finance Limited allotted 50,000 senior, secured, redeemable Non-Convertible Debentures (NCDs) worth ₹500 Crores. - The NCDs were allotted on a private placement basis with a coupon rate of 7.8384% p.a. and will mature on September 28, 2029.

Business Update Positive

2026-09-02 17:37

- L&T Finance Limited allotted 50,000 NCDs (face value ₹1,00,000 each) totaling ₹500 Crores via private placement. - Allotment was on September 02, 2026, with a 7.8384% p.a. coupon, maturing September 28, 2029.

Business Update Positive

2026-09-01 16:23

- L&T Finance received a perpetual Certificate of Registration (CoR) from IRDAI. - Effective August 31, 2026, enabling the company to continue as a Corporate Agent (Composite). - This ensures ongoing business continuity.

Business Update Positive

2026-09-01 16:19

- L&T Finance Limited obtained a perpetual Certificate of Registration from IRDAI to act as a Corporate Agent (Composite), effective August 31, 2026, ensuring continued business operations.

Ownership Neutral

2026-08-28 17:41

- L&T Finance allotted 3,06,752 equity shares on August 28, 2026. - The allotment is pursuant to the exercise of options under the L&TFL Employee Stock Option Scheme – 2013. - These new shares will rank pari-passu with existing equity shares and are entitled to dividends.

Ownership Neutral

2026-08-28 17:38

- L&T Finance Limited allotted 3,06,752 equity shares on August 28, 2026. - The allotment is pursuant to the exercise of options under the L&TFL Employee Stock Option Scheme – 2013. - These shares rank pari-passu with existing equity shares.

Business Update Neutral

2026-08-22 16:45

- Investor/Analyst Meet Schedule - Meetings with Investors (Group/One-on-one) from August 26-28, 2026, in Mumbai. - Elara Conference (Group/One-on-one) from August 31 - September 2, 2026, in Mumbai. - No unpublished price sensitive information will be shared.

Business Update Neutral

2026-08-22 16:39

- Schedule of Institutional Investors / Analyst Meet - Meetings are scheduled from August 26-28, 2026 (with Investors) and August 31 - September 2, 2026 (Elara Conference). - All meetings will be held in Mumbai and will be group or one-on-one meets. - No unpublished price sensitive information will be shared during these meetings.

Business Update Positive

2026-08-20 18:32

- L&T Finance allotted 23,500 NCDs (₹235 Cr) via private placement on Aug 20, 2026. - Coupon rate: 7.7942% p.a. - Maturity: June 27, 2031. - Debentures are secured and will be listed on NSE.

Business Update Positive

2026-08-20 18:28

- L&T Finance Limited allotted 23,500 senior, secured, rated, listed, redeemable Non-Convertible Debentures (NCDs) on a private placement basis on August 20, 2026. - The aggregate nominal value of the allotment is ₹2,350 Crores (₹235,00,00,000). - The NCDs have a face value of ₹1,00,000 each and a coupon rate of 7.7942% p.a., maturing on June 27, 2031.

Business Update Positive

2026-08-13 15:22

- L&T Finance Limited allotted 200 subordinated, unsecured, rated, listed, redeemable Non-Convertible Debentures on a private placement basis. - The aggregate nominal value of the debentures is ₹200,00,00,000 (₹200 Crores). - Allotment Date: August 13, 2026. - Coupon Rate: 8.20% p.a., with maturity on July 01, 2036.

Business Update Neutral

2026-08-13 15:19

- L&T Finance Limited allotted 200 subordinated, unsecured, rated, listed, redeemable non-convertible debentures (NCDs) via private placement. - Total value: ₹200 Crores (₹20,00,00,00,000). - Allotment date: August 13, 2026. - Coupon rate: 8.20% p.a., maturing on July 01, 2036.

Business Update Neutral

2026-08-11 15:20

- Investor/Analyst Meet Schedule - Meeting Date: August 17, 2026 - Meeting Details: Motilal Oswal Conference (Group / one-on-one meet) - Location: Mumbai - Mode of attendance: In person

Business Update Neutral

2026-08-11 15:17

- Analyst/Investor Meet Schedule - Meet Date: August 17, 2026 - Event: Motilal Oswal Conference (Group / one-on-one meet) - Location: Mumbai (In person)

Business Update Positive

2026-08-11 11:29

- L&T Finance received an Environment Social Governance (ESG) score of 78 from NSE Sustainability Ratings & Analytics Ltd. - The company's ESG rating category is 'leader'. - The score was received on August 10, 2026.

Business Update Positive

2026-08-11 11:25

- L&T Finance received an Environment Social Governance (ESG) score of 78, categorized as 'leader', from NSE Sustainability Ratings & Analytics Ltd on August 10, 2026.

Governance Neutral

2026-08-11 11:16

- Appointment of Mr. Sachinn Joshi as Whole-time Director for two years, effective August 10, 2026. - Appointment of Mr. Raju Dodti as Whole-time Director for three years, effective August 10, 2026. - Appointments approved by the Reserve Bank of India.

Governance Neutral

2026-08-11 11:08

- L&T Finance announced the appointment of Mr. Sachinn Joshi and Mr. Raju Dodti as Whole-time Directors. - Mr. Joshi for two years, Mr. Dodti for three years, effective August 10, 2026, with RBI approval.

Business Update Neutral

2026-08-07 16:23

- Schedule of Institutional Investors / Analyst Meet - Meeting Dates: August 13, 2026 & August 14, 2026 - Meeting Details: Emkay Conference (Group / one-on-one meet) - Location: Mumbai - No unpublished price sensitive information will be shared.

Business Update Neutral

2026-08-07 16:17

- Investor Meet Schedule - Dates: August 13, 2026 & August 14, 2026 - Event: Emkay Conference (Group / one-on-one meet) in Mumbai

Ownership Neutral

2026-07-29 12:13

- Allotment of 3,85,620 equity shares on July 29, 2026. - Shares allotted pursuant to the exercise of options under the L&TFL Employee Stock Option Scheme – 2013. - The new equity shares will rank pari-passu with existing shares and be entitled for dividend.

Business Update Positive

2026-07-20 22:47

- Reported highest ever quarterly consolidated PAT of ₹902 Cr (▲29% YoY) and robust retail disbursements of ₹23,852 Cr (▲36% YoY) in Q1FY27, with consolidated book growing 27% YoY to ₹1,29,634 Cr. - Reaffirmed Lakshya 2031 strategic targets including 20%+ book growth CAGR, RoA of 3.0-3.2% (committed to 2.8% by Q4FY27), and RoE of 16-18% by FY31. - Credit cost is targeted to decline to 2-2.2% by Q4FY27, with further potential for reduction in FY28. - Continuously investing in AI-powered underwriting and portfolio management tools (Project Cyclops, Nostradamus, Helios, Orion, ShigraM, Argus, Canyon) to drive efficiency, strengthen asset quality, and enhance customer experience. - Initiated private cloud build-out and high-performance GPU server augmentations, targeting migration by Q3-Q4 FY27, for cost savings and scalable AI capabilities. - Management remains confident in macroeconomic resilience and ability to manage challenges like monsoon variability and geopolitical uncertainties.

Routine Neutral

2026-07-14 19:01